609 Fintech startups in the UK (free list)
Track funded fintech companies, founders and investors across the UK startup ecosystem.
Updated daily by John-Pierre ClarkUpdated daily by John-Pierre Clark| Date | Startup | Funding | Round | Sector | Location | Connect | Website | Investor1 | Investor2 | Investor3 | Investor4 | Investor5 | Founder(s) |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
4 Jun 2026 |  Aveni Aveni's Unified Assurance Platform is a software platform that monitors con... | £12,000,000 | |||||||||||
29 May 2026 |  Voxmind Voxmind provides voice biometrics and deepfake detection technology for aut... | £546,000 | |||||||||||
20 May 2026 |  Primer Primer is a unified payments platform that centralises transaction data fro... | £75,000,000 | |||||||||||
20 May 2026 |  RemotePass RemotePass is an online platform that combines employer-of-record services,... | £13,000,000 | |||||||||||
18 May 2026 |  LemFi LemFi is a payments and remittance platform that uses stablecoin settlement... | £585,000,000 | |||||||||||
14 May 2026 |  PANTA PANTA is cloud-based software for index creation and portfolio management w... | £3,000,000 | |||||||||||
13 May 2026 |  Elliptic Elliptic provides an on-chain analytics platform combining labelled dataset... | £88,660,000 US$120,000,000 | |||||||||||
12 May 2026 |  Adfin Adfin is a fintech platform that automates invoice chasing, payments and ac... | £13,230,000 US$18,000,000 | |||||||||||
12 May 2026 |  Paymentology Paymentology provides a cloud-native issuer-processor platform for card iss... | £128,590,000 US$175,000,000 | |||||||||||
12 May 2026 |  Happl Happl is a benefits operating system for multinational employers. It centra... | £8,100,000 | |||||||||||
12 May 2026 |  Fifth Dimension Fifth Dimension supplies a software platform that aggregates structured and... | £19,000,000 | |||||||||||
12 May 2026 |  ThatRound ThatRound is a fintech platform that matches startup founders with investor... | ||||||||||||
7 May 2026 |  Beauhurst Beauhurst is a subscription platform that provides a searchable database of... | £7,000,000 | |||||||||||
6 May 2026 |  OpenTrade OpenTrade provides stablecoin yield infrastructure for fintechs, exchanges ... | £12,500,000 | |||||||||||
28 Apr 2026 |  Marloo Marloo is a software-as-a-service AI assistant for financial advisers. It a... | £7,380,000 US$10,000,000 | |||||||||||
23 Apr 2026 |  Youtility Youtility offers a behavioural decision science platform delivered via APIs... | £3,110,000 US$4,200,000 | |||||||||||
21 Apr 2026 |  Arrival Arrival is a fintech platform that automates setup and payment of household... | £500,000 | Crawley  | ||||||||||
21 Apr 2026 |  Firenze Firenze provides an embedded Lombard lending platform and SaaS that lets we... | £6,000,000 | |||||||||||
20 Apr 2026 |  Goldwise Goldwise is a mobile and B2B platform that enables buying, managing and sel... | £500,000 | Cardiff | ||||||||||
14 Apr 2026 |  Wamo Wamo provides a multi-currency business account platform with cards, invoic... | £8,710,000 €10,000,000 | |||||||||||
14 Apr 2026 |  Ralio Ralio provides a payments infrastructure platform that connects autonomous ... | £1,800,000 | |||||||||||
13 Apr 2026 |  Round Round is a finance automation platform that combines wallets, treasury, pay... | £4,500,000 | |||||||||||
8 Apr 2026 |  MillTech MillTech is a treasury platform that automates FX hedging, trade execution,... | £45,060,000 US$60,000,000 | |||||||||||
1 Apr 2026 |  REG Technologies REG Technologies provides a regulatory risk platform for insurers, brokers ... | ||||||||||||
31 Mar 2026 |  9fin 9fin is a platform that centralises credit market documents and structured ... | £128,820,000 US$170,000,000 | |||||||||||
31 Mar 2026 |  Accesspay AccessPay is a platform offering bank integration and payment automation th... | ||||||||||||
26 Mar 2026 |  Theia Insights Theia Insights offers a data service that uses AI and knowledge graphs to m... | £5,980,000 US$8,000,000 | |||||||||||
25 Mar 2026 |  Vuelo Vuelo is a travel booking platform that combines trip discovery, booking an... | £56,000,000 | |||||||||||
24 Mar 2026 |  TiPJAR TiPJAR is a cashless tipping and tronc management service used by hospitali... | £4,500,000 | |||||||||||
19 Mar 2026 |  Earth Blox Earth Blox provides a platform that combines satellite imagery, environment... | £6,000,000 |
1 Explore 609 UK fintech startups and their founders, who have collectively raised £17.12B.
2 Easily sort, filter, and compare the UK's top startups — customise the list to your needs.
3 Discover top startups for investment, B2B sales, partnerships, hiring, and industry connections.
You can connect with fast-growing fintech startups with the full list of recently funded startups from the UK.
With startups such as Checkout.com, Revolut, and Zopa, London and the UK are the fintech capital of the world. These are massive success stories, and they inspire lots of founders to launch add-ons or spinoffs in the fintech space. And this industry has been reinforced even by the development of blockchain tech and AI.
UK fintech startup insights
The UK remains one of the world's strongest fintech hubs, supported by deep financial services infrastructure, strong enterprise demand and a regulatory environment that encourages innovation. London leads the ecosystem, with growing activity in Manchester, Leeds, Edinburgh and Cardiff.
Fintech in this context includes consumer and business banking tools, payments and lending platforms, insurance technology, trading infrastructure, compliance systems, financial data products and a growing wave of AI-driven automation. Funding remains active across the stack, from SEIS and EIS backed seed rounds to multi-million pound Series A and growth investment.
Snapshot of the UK fintech landscape
- Strong clusters in London, Manchester, Leeds, Edinburgh and Cardiff
- Active funding across payments, lending, fraud, compliance and data infrastructure
- Typical rounds range from SEIS and EIS seed cheques to major growth financings
- Mix of specialist fintech VCs, generalist investors and corporate venture arms
- Rapid adoption of AI for credit, fraud detection, risk scoring and operational automation
Use this page to explore the fastest growing fintech startups in the UK, then review individual profiles for websites, investors, locations and recent funding. For filters, exports and deeper analysis, you can upgrade to full database access.
What does fintech mean?
Fintech, is short for financial technology, refers to the use of technology to provide and improve financial services. It encompasses a wide range of innovations, applications, and technologies that aim to enhance and automate various aspects of the financial industry.
Fintech startups leverage cutting-edge technologies such as artificial intelligence, blockchain, data analytics, and mobile solutions to create new financial products, streamline processes, and improve overall efficiency in the delivery of financial services.
That’s for a quick defintion of what fintech means. And with fintech funding on the rise, many fintech investors are backing early-stage startups in this space. Now let’s deep dive into the key areas currently being developed within fintech:
8 exciting fintech sectors to discover
Digital Payments
Fintech has revolutionised payment systems, with the development of digital wallets, mobile payment apps, and online payment platforms.
Peer-to-Peer Lending (P2P)
Fintech platforms connect borrowers directly with lenders, bypassing traditional financial institutions.
Blockchain and Cryptocurrencies
Technologies like blockchain underpin cryptocurrencies such as Bitcoin and enable secure, decentralised transactions.
Robo-Advisors
Automated investment platforms that use algorithms to provide financial advice or manage investment portfolios.
Insurtech
The integration of technology to enhance and streamline the insurance industry, including online policy management and claims processing.
Regtech
Regulatory technology that helps financial institutions comply with regulations efficiently through automation and data analytics.
Crowdfunding
Platforms that enable individuals or businesses to raise funds from a large number of people.
Mobile Banking
Fintech has played a significant role in the development of mobile banking apps, making financial services more accessible through smartphones.
Fintech has disrupted traditional financial services by offering more user-friendly, cost-effective, and efficient alternatives. The industry continues to evolve rapidly, with ongoing advancements and collaborations between traditional financial institutions and fintech startups.
Related fintech and startup resources
Frequently asked questions
Fintech startups build financial technology products for payments, banking, lending, investing, insurance, compliance, embedded finance or financial infrastructure. UK fintech startups often serve consumers, businesses, banks, insurers, investors and regulated financial institutions.
The UK is one of the world’s strongest fintech markets because of London’s financial services ecosystem, venture capital access, regulatory expertise and international customer base. The wider UK also supports fintech companies through regional hubs, open banking expertise and experienced financial talent.
Fintech startups raise funding from angel investors, venture capital firms, corporate investors, fintech specialists and strategic financial partners. Investors usually look for regulatory awareness, strong compliance, scalable distribution, clear revenue models and trust from customers or institutions.
Growing fintech sectors in the UK include embedded finance, payments, regtech, wealthtech, lending infrastructure, open banking, financial data, B2B fintech and AI-powered financial workflows. Investor activity is often strongest where startups solve expensive problems for businesses or regulated institutions.
Investors in fintech startups look for strong founding teams, regulatory credibility, clear unit economics, defensible distribution and evidence of customer trust. Because fintech touches money and compliance, startups usually need to prove both technology strength and operational reliability.